EMI, SIP, Loan, FD and RD in one place

Plan payments, returns and savings with clear numbers.

Switch calculator types, compare totals, view month-wise EMI schedules, and optionally save your calculations in MySQL through AJAX.

Start calculating View saved history
Example EMI
Rs. 21,247
Loan Rs. 10,00,000
Rate 9.5%
Tenure 5 years
Interest Rs. 2,74,820
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Finance tools for everyday decisions

Result

EMI Calculator

Breakdown

EMI repayment schedule

Month EMI Principal Interest Balance
Calculate EMI to see the repayment schedule.
Saved data

Recent calculations

Help

Common questions

EMI uses the standard reducing-balance formula based on loan amount, monthly interest rate and total number of months.

The calculator works without MySQL. Saving history needs the database from database.sql and matching credentials in db.php.

The page uses Bootstrap 5.3 from CDN. It follows regular Bootstrap component patterns, so migrating to Bootstrap 4 is straightforward if needed.